Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$176,464	$176,464	$382,499
Remaining term (yrs)	18.6	18.6	30.0
Secondary amount	$0	$206,035	$0
Funding fee	$0	$0	$0
Note rate	3.700%	3.700%	7.400%
Blended rate	4.550%	6.274%	7.640%
1st payment	$1,088.70	$1,088.70	$2,648.35
2nd payment	$0.00	$1,330.65	$0.00
Taxes / mo	$435.00	$435.00	$435.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$167.54	$167.54	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,841.24	$3,171.88	$3,309.85
Cash to close	$248,535	$42,500	$42,500