Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$142,334$142,334$224,100
Remaining term (yrs)24.424.430.0
Secondary amount$0$81,766$0
Funding fee$0$0$0
Note rate2.740%2.740%7.400%
Blended rate3.590%5.564%7.640%
1st payment$665.21$665.21$1,551.62
2nd payment$0.00$613.24$0.00
Taxes / mo$159.83$159.83$159.83
Insurance / mo$150.00$150.00$150.00
MI / mo$115.57$115.57$44.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,090.61$1,703.85$1,906.28
Cash to close$106,666$24,900$24,900