Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$230,300	$230,300	$400,410
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$170,110	$0
Funding fee	$1,152	$1,152	$0
Note rate	6.090%	6.090%	7.400%
Blended rate	6.090%	6.901%	7.640%
1st payment	$1,426.52	$1,426.52	$2,772.36
2nd payment	$0.00	$1,134.06	$0.00
Taxes / mo	$156.33	$156.33	$156.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$80.08
HOA / mo	$22.92	$22.92	$22.92
Total monthly	$1,755.78	$2,889.84	$3,181.69
Cash to close	$214,600	$44,490	$44,490