Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$213,440$213,440$315,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$101,560$0
Funding fee$0$0$0
Note rate3.920%3.920%7.400%
Blended rate4.770%5.811%7.640%
1st payment$1,102.22$1,102.22$2,181.00
2nd payment$0.00$677.07$0.00
Taxes / mo$512.17$512.17$512.17
Insurance / mo$150.00$150.00$150.00
MI / mo$165.13$165.13$63.00
HOA / mo$10.83$10.83$10.83
Total monthly$1,940.34$2,617.41$2,916.99
Cash to close$136,560$35,000$35,000