Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$95,510	$95,510	$360,000
Remaining term (yrs)	12.6	12.6	30.0
Secondary amount	$0	$264,490	$0
Funding fee	$0	$0	$0
Note rate	4.780%	4.780%	7.400%
Blended rate	5.630%	7.188%	7.640%
1st payment	$834.88	$834.88	$2,492.57
2nd payment	$0.00	$1,708.17	$0.00
Taxes / mo	$406.17	$406.17	$406.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$112.97	$112.97	$72.00
HOA / mo	$28.75	$28.75	$28.75
Total monthly	$1,532.77	$3,240.94	$3,149.48
Cash to close	$304,490	$40,000	$40,000