Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$460,976$460,976$508,500
Remaining term (yrs)26.526.530.0
Secondary amount$0$47,524$0
Funding fee$2,305$2,305$0
Note rate6.320%6.320%7.400%
Blended rate6.320%6.570%7.640%
1st payment$2,983.31$2,983.31$3,520.75
2nd payment$0.00$356.43$0.00
Taxes / mo$737.17$737.17$737.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$101.70
HOA / mo$407.00$407.00$407.00
Total monthly$4,294.14$4,650.58$4,933.28
Cash to close$104,024$56,500$56,500