Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$371,438$371,438$436,500
Remaining term (yrs)25.525.530.0
Secondary amount$0$65,062$0
Funding fee$1,857$1,857$0
Note rate4.170%4.170%7.400%
Blended rate4.170%4.890%7.640%
1st payment$1,966.23$1,966.23$3,022.24
2nd payment$0.00$487.96$0.00
Taxes / mo$364.50$364.50$364.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,497.40$2,985.36$3,640.70
Cash to close$113,562$48,500$48,500