Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$118,362	$118,362	$490,500
Remaining term (yrs)	20.4	20.4	30.0
Secondary amount	$0	$372,138	$0
Funding fee	$0	$0	$0
Note rate	4.120%	4.120%	7.400%
Blended rate	4.970%	7.079%	7.640%
1st payment	$713.38	$713.38	$3,396.12
2nd payment	$0.00	$2,403.39	$0.00
Taxes / mo	$322.75	$322.75	$322.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$104.33	$104.33	$98.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,307.12	$3,710.51	$3,983.64
Cash to close	$426,638	$54,500	$54,500