Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$264,961$264,961$436,500
Remaining term (yrs)22.522.530.0
Secondary amount$0$171,539$0
Funding fee$1,325$1,325$0
Note rate4.100%4.100%7.400%
Blended rate4.100%5.633%7.640%
1st payment$1,497.43$1,497.43$3,022.24
2nd payment$0.00$1,143.59$0.00
Taxes / mo$348.25$348.25$348.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,012.35$3,155.94$3,624.45
Cash to close$220,039$48,500$48,500