Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$258,294$258,294$346,499
Remaining term (yrs)23.723.730.0
Secondary amount$0$88,205$0
Funding fee$0$0$0
Note rate3.240%3.240%7.400%
Blended rate4.090%5.340%7.640%
1st payment$1,297.42$1,297.42$2,399.09
2nd payment$0.00$661.53$0.00
Taxes / mo$408.83$408.83$408.83
Insurance / mo$150.00$150.00$150.00
MI / mo$211.43$211.43$69.30
HOA / mo$278.00$278.00$278.00
Total monthly$2,345.69$3,007.22$3,305.22
Cash to close$126,705$38,500$38,500