Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$266,088$266,088$419,310
Remaining term (yrs)23.823.830.0
Secondary amount$0$153,222$0
Funding fee$1,330$1,330$0
Note rate3.100%3.100%7.400%
Blended rate3.100%4.891%7.640%
1st payment$1,314.06$1,314.06$2,903.22
2nd payment$0.00$1,021.48$0.00
Taxes / mo$366.67$366.67$366.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.86
HOA / mo$344.00$344.00$344.00
Total monthly$2,191.40$3,212.88$3,864.41
Cash to close$199,812$46,590$46,590