Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$57,163	$57,163	$152,100
Remaining term (yrs)	21.1	21.1	30.0
Secondary amount	$0	$94,937	$0
Funding fee	$286	$286	$0
Note rate	3.940%	3.940%	7.400%
Blended rate	3.940%	7.098%	7.640%
1st payment	$331.30	$331.30	$1,053.11
2nd payment	$0.00	$712.03	$0.00
Taxes / mo	$151.58	$151.58	$151.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$30.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$632.88	$1,344.91	$1,385.11
Cash to close	$111,837	$16,900	$16,900