Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$64,771$64,771$179,910
Remaining term (yrs)12.012.030.0
Secondary amount$0$115,139$0
Funding fee$0$0$0
Note rate6.100%6.100%7.400%
Blended rate6.950%7.622%7.640%
1st payment$629.52$629.52$1,245.66
2nd payment$0.00$767.59$0.00
Taxes / mo$171.17$171.17$171.17
Insurance / mo$150.00$150.00$150.00
MI / mo$73.58$73.58$35.98
HOA / mo$177.00$177.00$177.00
Total monthly$1,201.27$1,968.86$1,779.81
Cash to close$135,129$19,990$19,990