Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$178,842	$178,842	$265,500
Remaining term (yrs)	22.2	22.2	30.0
Secondary amount	$0	$86,658	$0
Funding fee	$894	$894	$0
Note rate	4.810%	4.810%	7.400%
Blended rate	4.810%	6.178%	7.640%
1st payment	$1,089.94	$1,089.94	$1,838.27
2nd payment	$0.00	$649.94	$0.00
Taxes / mo	$47.67	$47.67	$47.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,287.60	$1,937.54	$2,089.04
Cash to close	$116,158	$29,500	$29,500