Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$40,104	$40,104	$315,000
Remaining term (yrs)	5.0	5.0	30.0
Secondary amount	$0	$274,896	$0
Funding fee	$201	$201	$0
Note rate	6.590%	6.590%	7.400%
Blended rate	6.590%	7.602%	7.640%
1st payment	$764.96	$764.96	$2,181.00
2nd payment	$0.00	$1,775.37	$0.00
Taxes / mo	$189.00	$189.00	$189.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.00
HOA / mo	$5.00	$5.00	$5.00
Total monthly	$1,108.96	$2,884.33	$2,588.00
Cash to close	$309,896	$35,000	$35,000