Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$490,274$490,274$584,999
Remaining term (yrs)25.825.830.0
Secondary amount$0$94,725$0
Funding fee$0$0$0
Note rate5.300%5.300%7.400%
Blended rate6.150%6.611%7.640%
1st payment$2,902.52$2,902.52$4,050.42
2nd payment$0.00$710.43$0.00
Taxes / mo$541.67$541.67$541.67
Insurance / mo$166.67$166.67$166.67
MI / mo$370.24$370.24$117.00
HOA / mo$540.00$540.00$540.00
Total monthly$4,521.09$5,231.52$5,415.75
Cash to close$159,725$65,000$65,000