Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$780,200	$780,200	$1,345,500
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$565,300	$0
Funding fee	$3,901	$3,901	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	2.730%	4.839%	7.640%
1st payment	$3,642.33	$3,642.33	$9,315.97
2nd payment	$0.00	$3,650.89	$0.00
Taxes / mo	$1,025.17	$1,025.17	$1,025.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$269.10
HOA / mo	$18.75	$18.75	$18.75
Total monthly	$4,902.91	$8,553.81	$10,845.65
Cash to close	$714,800	$149,500	$149,500