Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$41,231	$41,231	$161,910
Remaining term (yrs)	13.1	13.1	30.0
Secondary amount	$0	$120,679	$0
Funding fee	$0	$0	$0
Note rate	5.750%	5.750%	7.400%
Blended rate	6.600%	7.643%	7.640%
1st payment	$371.11	$371.11	$1,121.03
2nd payment	$0.00	$804.53	$0.00
Taxes / mo	$182.75	$182.75	$182.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$45.05	$45.05	$32.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$748.91	$1,553.43	$1,486.16
Cash to close	$138,669	$17,990	$17,990