Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$372,176	$372,176	$1,556,100
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$1,183,924	$0
Funding fee	$1,861	$1,861	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	2.810%	6.568%	7.640%
1st payment	$1,748.56	$1,748.56	$10,774.12
2nd payment	$0.00	$7,646.18	$0.00
Taxes / mo	$1,440.83	$1,440.83	$1,440.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$311.22
HOA / mo	$165.00	$165.00	$165.00
Total monthly	$3,571.06	$11,217.24	$12,907.84
Cash to close	$1,356,824	$172,900	$172,900