Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$49,661	$49,661	$244,800
Remaining term (yrs)	15.5	15.5	30.0
Secondary amount	$0	$195,139	$0
Funding fee	$0	$0	$0
Note rate	4.400%	4.400%	7.400%
Blended rate	5.250%	7.442%	7.640%
1st payment	$366.05	$366.05	$1,694.95
2nd payment	$0.00	$1,300.92	$0.00
Taxes / mo	$119.42	$119.42	$119.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$51.78	$51.78	$48.96
HOA / mo	$90.00	$90.00	$90.00
Total monthly	$777.24	$2,078.16	$2,103.32
Cash to close	$222,339	$27,200	$27,200