Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$254,335	$254,335	$369,000
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$114,665	$0
Funding fee	$1,272	$1,272	$0
Note rate	3.040%	3.040%	7.400%
Blended rate	3.040%	4.581%	7.640%
1st payment	$1,219.56	$1,219.56	$2,554.88
2nd payment	$0.00	$764.44	$0.00
Taxes / mo	$177.50	$177.50	$177.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$73.80
HOA / mo	$49.33	$49.33	$49.33
Total monthly	$1,596.39	$2,360.83	$3,005.51
Cash to close	$155,665	$41,000	$41,000