Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$283,062	$283,062	$323,991
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$40,929	$0
Funding fee	$0	$0	$0
Note rate	3.890%	3.890%	7.400%
Blended rate	4.740%	5.278%	7.640%
1st payment	$1,457.07	$1,457.07	$2,243.25
2nd payment	$0.00	$306.97	$0.00
Taxes / mo	$343.33	$343.33	$343.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$219.08	$219.08	$64.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,169.49	$2,476.45	$2,801.38
Cash to close	$76,928	$35,999	$35,999