Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$109,902	$109,902	$197,910
Remaining term (yrs)	20.2	20.2	30.0
Secondary amount	$0	$88,008	$0
Funding fee	$550	$550	$0
Note rate	3.570%	3.570%	7.400%
Blended rate	3.570%	5.985%	7.640%
1st payment	$634.15	$634.15	$1,370.29
2nd payment	$0.00	$660.06	$0.00
Taxes / mo	$38.75	$38.75	$38.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$39.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$822.90	$1,482.95	$1,598.62
Cash to close	$109,998	$21,990	$21,990