Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$213,260	$213,260	$323,999
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$110,739	$0
Funding fee	$1,066	$1,066	$0
Note rate	3.290%	3.290%	7.400%
Blended rate	3.290%	4.900%	7.640%
1st payment	$1,084.33	$1,084.33	$2,243.30
2nd payment	$0.00	$738.26	$0.00
Taxes / mo	$571.08	$571.08	$571.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$64.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,805.41	$2,543.67	$3,029.19
Cash to close	$146,739	$36,000	$36,000