Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$173,589	$173,589	$247,500
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$73,911	$0
Funding fee	$0	$0	$0
Note rate	3.170%	3.170%	7.400%
Blended rate	4.020%	5.507%	7.640%
1st payment	$846.05	$846.05	$1,713.64
2nd payment	$0.00	$554.33	$0.00
Taxes / mo	$50.25	$50.25	$50.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$139.10	$139.10	$49.50
HOA / mo	$127.00	$127.00	$127.00
Total monthly	$1,312.40	$1,866.73	$2,090.39
Cash to close	$101,411	$27,500	$27,500