Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$83,514	$83,514	$247,500
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$163,986	$0
Funding fee	$0	$0	$0
Note rate	3.530%	3.530%	7.400%
Blended rate	4.380%	6.779%	7.640%
1st payment	$555.02	$555.02	$1,713.64
2nd payment	$0.00	$1,093.24	$0.00
Taxes / mo	$143.00	$143.00	$143.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$87.22	$87.22	$49.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$935.24	$2,028.48	$2,056.14
Cash to close	$191,486	$27,500	$27,500