Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$544,057	$544,057	$1,052,100
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$508,043	$0
Funding fee	$0	$0	$0
Note rate	3.490%	3.490%	7.400%
Blended rate	4.340%	5.987%	7.640%
1st payment	$2,823.57	$2,823.57	$7,284.53
2nd payment	$0.00	$3,281.11	$0.00
Taxes / mo	$974.17	$974.17	$974.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$445.95	$445.95	$210.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,460.36	$7,741.47	$8,685.78
Cash to close	$624,943	$116,900	$116,900