Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$191,560	$191,560	$269,100
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$77,540	$0
Funding fee	$958	$958	$0
Note rate	6.620%	6.620%	7.400%
Blended rate	6.620%	7.306%	7.640%
1st payment	$1,263.56	$1,263.56	$1,863.19
2nd payment	$0.00	$581.55	$0.00
Taxes / mo	$419.50	$419.50	$419.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.82
HOA / mo	$60.00	$60.00	$60.00
Total monthly	$1,893.06	$2,474.61	$2,546.51
Cash to close	$107,440	$29,900	$29,900