Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$253,439$253,439$414,000
Remaining term (yrs)22.522.530.0
Secondary amount$0$160,561$0
Funding fee$0$0$0
Note rate4.460%4.460%7.400%
Blended rate5.310%6.353%7.640%
1st payment$1,485.53$1,485.53$2,866.45
2nd payment$0.00$1,070.40$0.00
Taxes / mo$175.50$175.50$175.50
Insurance / mo$166.67$166.67$166.67
MI / mo$208.65$208.65$82.80
HOA / mo$18.33$18.33$18.33
Total monthly$2,054.68$3,125.08$3,309.75
Cash to close$206,561$46,000$46,000