Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$370,285	$370,285	$472,410
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$102,125	$0
Funding fee	$1,851	$1,851	$0
Note rate	6.350%	6.350%	7.400%
Blended rate	6.350%	6.707%	7.640%
1st payment	$2,357.56	$2,357.56	$3,270.87
2nd payment	$0.00	$680.84	$0.00
Taxes / mo	$174.75	$174.75	$174.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.48
HOA / mo	$13.00	$13.00	$13.00
Total monthly	$2,711.97	$3,392.81	$3,719.77
Cash to close	$154,615	$52,490	$52,490