Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$100,053	$100,053	$324,000
Remaining term (yrs)	19.4	19.4	30.0
Secondary amount	$0	$223,947	$0
Funding fee	$0	$0	$0
Note rate	3.870%	3.870%	7.400%
Blended rate	4.720%	6.814%	7.640%
1st payment	$609.67	$609.67	$2,243.31
2nd payment	$0.00	$1,446.32	$0.00
Taxes / mo	$104.00	$104.00	$104.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$91.89	$91.89	$64.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$955.57	$2,401.89	$2,562.11
Cash to close	$259,947	$36,000	$36,000