Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$174,598$174,598$269,910
Remaining term (yrs)24.024.030.0
Secondary amount$0$95,312$0
Funding fee$873$873$0
Note rate2.880%2.880%7.400%
Blended rate2.880%5.041%7.640%
1st payment$838.39$838.39$1,868.80
2nd payment$0.00$714.84$0.00
Taxes / mo$91.00$91.00$91.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.98
HOA / mo$212.00$212.00$212.00
Total monthly$1,291.39$2,006.23$2,375.78
Cash to close$125,302$29,990$29,990