Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$618,519$618,519$710,910
Remaining term (yrs)27.127.130.0
Secondary amount$0$92,391$0
Funding fee$0$0$0
Note rate7.500%7.500%7.400%
Blended rate8.050%8.173%7.640%
1st payment$4,445.27$4,445.27$4,922.20
2nd payment$0.00$692.93$0.00
Taxes / mo$765.25$765.25$765.25
Insurance / mo$216.67$216.67$216.67
MI / mo$291.39$291.39$142.18
HOA / mo$60.00$60.00$60.00
Total monthly$5,778.57$6,471.50$6,106.30
Cash to close$171,381$78,990$78,990