Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$45,799	$45,799	$67,500
Remaining term (yrs)	16.1	16.1	30.0
Secondary amount	$0	$25,451	$0
Funding fee	$0	$0	$0
Note rate	3.870%	3.870%	7.400%
Blended rate	4.720%	7.276%	7.640%
1st payment	$316.78	$316.78	$467.36
2nd payment	$0.00	$251.86	$0.00
Taxes / mo	$59.17	$59.17	$59.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$47.75	$47.75	$13.50
HOA / mo	$541.00	$541.00	$541.00
Total monthly	$1,114.69	$1,366.54	$1,231.02
Cash to close	$29,201	$3,750	$7,500