Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$45,266	$45,266	$359,910
Remaining term (yrs)	4.4	4.4	30.0
Secondary amount	$0	$314,644	$0
Funding fee	$0	$0	$0
Note rate	6.980%	6.980%	7.400%
Blended rate	7.830%	7.760%	7.640%
1st payment	$979.20	$979.20	$2,491.94
2nd payment	$0.00	$2,032.08	$0.00
Taxes / mo	$200.58	$200.58	$200.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$104.46	$104.46	$71.98
HOA / mo	$300.00	$300.00	$300.00
Total monthly	$1,734.25	$3,766.33	$3,214.51
Cash to close	$354,634	$39,990	$39,990