Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$139,530	$139,530	$449,100
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$309,570	$0
Funding fee	$0	$0	$0
Note rate	4.600%	4.600%	7.400%
Blended rate	5.450%	7.035%	7.640%
1st payment	$844.96	$844.96	$3,109.48
2nd payment	$0.00	$1,999.30	$0.00
Taxes / mo	$411.08	$411.08	$411.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$116.75	$116.75	$89.82
HOA / mo	$191.67	$191.67	$191.67
Total monthly	$1,731.13	$3,730.44	$3,968.72
Cash to close	$359,470	$49,900	$49,900