Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$86,903	$86,903	$387,000
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$300,097	$0
Funding fee	$0	$0	$0
Note rate	3.530%	3.530%	7.400%
Blended rate	4.380%	6.993%	7.640%
1st payment	$577.54	$577.54	$2,679.51
2nd payment	$0.00	$1,938.13	$0.00
Taxes / mo	$179.17	$179.17	$179.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$90.76	$90.76	$77.40
HOA / mo	$63.00	$63.00	$63.00
Total monthly	$1,060.47	$2,998.60	$3,149.08
Cash to close	$343,097	$43,000	$43,000