Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$266,573	$266,573	$342,000
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$75,427	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	3.750%	4.908%	7.640%
1st payment	$1,258.90	$1,258.90	$2,367.94
2nd payment	$0.00	$565.70	$0.00
Taxes / mo	$777.00	$777.00	$777.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$214.24	$214.24	$68.40
HOA / mo	$13.08	$13.08	$13.08
Total monthly	$2,413.22	$2,978.93	$3,376.42
Cash to close	$113,427	$38,000	$38,000