Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$393,221	$382,500
Remaining term (yrs)	24.9	30.0
Secondary amount	$0	$0
Funding fee	$1,966	$0
Note rate	2.870%	7.400%
Blended rate	2.870%	7.640%
1st payment	$1,838.22	$2,648.35
2nd payment	$0.00	$0.00
Taxes / mo	$222.08	$222.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$76.50
HOA / mo	$105.00	$105.00
Total monthly	$2,315.30	$3,201.94
Cash to close	$31,779	$42,500