Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$198,313$198,313$378,000
Remaining term (yrs)20.320.330.0
Secondary amount$0$179,687$0
Funding fee$992$992$0
Note rate4.160%4.160%7.400%
Blended rate4.160%5.985%7.640%
1st payment$1,202.58$1,202.58$2,617.20
2nd payment$0.00$1,197.92$0.00
Taxes / mo$272.50$272.50$272.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.60
HOA / mo$96.00$96.00$96.00
Total monthly$1,721.08$2,919.00$3,211.30
Cash to close$221,687$42,000$42,000