Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$117,558	$117,558	$256,500
Remaining term (yrs)	20.2	20.2	30.0
Secondary amount	$0	$138,942	$0
Funding fee	$588	$588	$0
Note rate	4.130%	4.130%	7.400%
Blended rate	4.130%	6.226%	7.640%
1st payment	$712.86	$712.86	$1,775.95
2nd payment	$0.00	$926.28	$0.00
Taxes / mo	$43.33	$43.33	$43.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$51.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$906.20	$1,832.47	$2,020.59
Cash to close	$167,442	$28,500	$28,500