Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$202,883$202,883$242,910
Remaining term (yrs)25.525.530.0
Secondary amount$0$40,027$0
Funding fee$0$0$0
Note rate4.000%4.000%7.400%
Blended rate4.850%5.534%7.640%
1st payment$1,054.72$1,054.72$1,681.86
2nd payment$0.00$300.20$0.00
Taxes / mo$266.25$266.25$266.25
Insurance / mo$150.00$150.00$150.00
MI / mo$156.49$156.49$48.58
HOA / mo$100.00$100.00$100.00
Total monthly$1,727.46$2,027.66$2,246.69
Cash to close$67,017$26,990$26,990