Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$189,454	$189,454	$674,100
Remaining term (yrs)	15.1	15.1	30.0
Secondary amount	$0	$484,646	$0
Funding fee	$947	$947	$0
Note rate	3.540%	3.540%	7.400%
Blended rate	3.540%	6.567%	7.640%
1st payment	$1,341.22	$1,341.22	$4,667.33
2nd payment	$0.00	$3,130.01	$0.00
Taxes / mo	$400.92	$400.92	$400.92
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$134.82
HOA / mo	$67.00	$67.00	$67.00
Total monthly	$2,025.81	$5,155.81	$5,486.74
Cash to close	$559,546	$74,900	$74,900