Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$224,174$224,174$413,100
Remaining term (yrs)23.923.930.0
Secondary amount$0$188,926$0
Funding fee$1,121$1,121$0
Note rate3.070%3.070%7.400%
Blended rate3.070%5.325%7.640%
1st payment$1,100.99$1,100.99$2,860.22
2nd payment$0.00$1,259.51$0.00
Taxes / mo$349.33$349.33$349.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$82.62
HOA / mo$0.00$0.00$0.00
Total monthly$1,616.99$2,876.50$3,458.84
Cash to close$234,826$45,900$45,900