Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$63,700	$63,700	$189,000
Remaining term (yrs)	18.9	18.9	30.0
Secondary amount	$0	$125,300	$0
Funding fee	$0	$0	$0
Note rate	4.090%	4.090%	7.400%
Blended rate	4.940%	6.969%	7.640%
1st payment	$402.32	$402.32	$1,308.60
2nd payment	$0.00	$835.33	$0.00
Taxes / mo	$232.58	$232.58	$232.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$59.05	$59.05	$37.80
HOA / mo	$125.00	$125.00	$125.00
Total monthly	$968.95	$1,804.28	$1,853.98
Cash to close	$146,300	$21,000	$21,000