Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$209,791	$209,791	$305,997
Remaining term (yrs)	22.8	22.8	30.0
Secondary amount	$0	$96,207	$0
Funding fee	$0	$0	$0
Note rate	3.800%	3.800%	7.400%
Blended rate	4.650%	6.018%	7.640%
1st payment	$1,143.79	$1,143.79	$2,118.66
2nd payment	$0.00	$721.55	$0.00
Taxes / mo	$266.67	$266.67	$266.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$173.88	$173.88	$61.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,734.33	$2,455.88	$2,596.53
Cash to close	$130,206	$34,000	$34,000