Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$144,361	$144,361	$470,700
Remaining term (yrs)	19.3	19.3	30.0
Secondary amount	$0	$326,339	$0
Funding fee	$0	$0	$0
Note rate	3.950%	3.950%	7.400%
Blended rate	4.800%	6.845%	7.640%
1st payment	$888.22	$888.22	$3,259.03
2nd payment	$0.00	$2,107.61	$0.00
Taxes / mo	$238.58	$238.58	$238.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$132.58	$132.58	$94.14
HOA / mo	$25.00	$25.00	$25.00
Total monthly	$1,451.05	$3,558.66	$3,783.42
Cash to close	$378,639	$52,300	$52,300