Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$233,395	$233,395	$337,500
Remaining term (yrs)	21.4	21.4	30.0
Secondary amount	$0	$104,105	$0
Funding fee	$1,167	$1,167	$0
Note rate	3.950%	3.950%	7.400%
Blended rate	3.950%	5.199%	7.640%
1st payment	$1,343.89	$1,343.89	$2,336.78
2nd payment	$0.00	$694.03	$0.00
Taxes / mo	$8.67	$8.67	$8.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,502.56	$2,196.59	$2,562.95
Cash to close	$141,605	$37,500	$37,500