Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$210,110	$210,110	$337,499
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$127,389	$0
Funding fee	$0	$0	$0
Note rate	4.410%	4.410%	7.400%
Blended rate	5.260%	6.294%	7.640%
1st payment	$1,225.75	$1,225.75	$2,336.78
2nd payment	$0.00	$849.26	$0.00
Taxes / mo	$95.42	$95.42	$95.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$173.18	$173.18	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,644.35	$2,493.61	$2,649.69
Cash to close	$164,889	$37,500	$37,500