Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$145,268	$145,268	$315,000
Remaining term (yrs)	20.2	20.2	30.0
Secondary amount	$0	$169,732	$0
Funding fee	$0	$0	$0
Note rate	4.130%	4.130%	7.400%
Blended rate	4.980%	6.607%	7.640%
1st payment	$880.89	$880.89	$2,181.00
2nd payment	$0.00	$1,131.55	$0.00
Taxes / mo	$121.08	$121.08	$121.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$128.67	$128.67	$63.00
HOA / mo	$60.00	$60.00	$60.00
Total monthly	$1,340.64	$2,472.19	$2,575.08
Cash to close	$204,732	$35,000	$35,000